Bedrock Calculator does not provide financial, tax, legal, or investment advice. Every calculator on this site produces an informational estimate based on the numbers you enter and the formulas and statutory data described on each page. Nothing here is personalized to your situation, and nothing here should be treated as a recommendation to take any specific financial action.
1. Acceptance of These Terms
By using bedrockcalculator.com (the "Site"), you agree to these Terms of Service. If you do not agree, please do not use the Site. These Terms may be updated from time to time; continued use of the Site after an update constitutes acceptance of the revised Terms.
2. What This Site Is
The Site provides free, publicly accessible financial calculators covering topics such as loan amortization, taxes, retirement planning, and investment returns. Calculators use documented mathematical formulas and, where applicable, statutory data (such as tax brackets or state tax rates) sourced from government publications and cited on each calculator's page.
3. No Professional Advice; No Reliance
The Site is not a bank, lender, broker-dealer, registered investment advisor, tax preparer, accounting firm, or law firm, and using a calculator does not create any professional or fiduciary relationship. Tax laws, interest rates, and statutory figures change, sourced data may lag a very recent legislative change, and every calculator simplifies real-world situations that can involve additional facts, exceptions, or professional judgment a formula cannot capture.
You are solely responsible for independently verifying any figure before relying on it, and for consulting a qualified, licensed professional (a CPA, tax attorney, financial advisor, or similar) before making a financial, tax, legal, or investment decision. Do not rely on this Site as your only source for a decision that matters.
4. No Warranty
The Site and its calculators are provided "as is" and "as available," without warranty of any kind, express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement. While every calculator is tested against reference values before publication and statutory tables are checked against primary government sources, no guarantee is made that any output is free of error, current, or applicable to your specific circumstances.
5. Limitation of Liability
To the fullest extent permitted by law, the Site and its operator will not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or related to your use of, or inability to use, the Site or any calculator output, including any financial loss, even if advised of the possibility of such damages.
6. Intellectual Property
The Site's design, calculator engine, written content, and branding are the property of the Site's operator unless otherwise noted. You may link to any calculator page freely. You may not copy, scrape, or republish the Site's content, source code, or underlying calculation engine in bulk without permission. Statutory figures themselves (tax rates, brackets, and similar public government data) are not owned by the Site and may be sourced independently by anyone.
7. Third-Party Links and Sources
Calculators cite external government and regulatory sources (such as the IRS, SSA, or state revenue departments) for verification. The Site does not control and is not responsible for the content or availability of any external site it links to or cites.
8. Changes to the Site
The Site may add, remove, or modify calculators, formulas, or statutory data at any time without notice, including in response to newly discovered errors or law changes.
9. Governing Law
These Terms are governed by the laws of the United States, without regard to conflict-of-law principles, to the extent applicable to a free, publicly accessible informational website.
10. Contact
Questions about these Terms can be sent via the Contact page.