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Personal Finance Statistics for 2026

Every number here comes from running the same engine as the calculators on this site, using each country’s own published rates. Each study has sortable tables, CSV downloads, and charts and infographics you can save or reuse with a link back.

US Personal Finance Statistics

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US Take-Home Pay by State in 2026: What $50k to $150k Leaves You in Every State

On a $75,000 salary in the US, take-home pay ranges from $55,349.00 in Oregon to $61,592.50 in the 9 states with no wage income tax, a gap of $6,243.50 a year.

US States With No Income Tax in 2026: What They Charge You Instead

The 9 US states that skip a tax on wages still collect $5,055.56 on average from our sample household through sales and property tax, against $8,519.02 in states with an income tax, and Texas lands at $7,290.00.

Moving to a No-Income-Tax US State: How Much More You Keep in 2026

In the US, moving from California to Texas adds $3,413.64 a year to a $75,000 paycheck and $10,388.64 at $150,000; of the five moves we ran, Oregon to Washington gains the most at $75,000, $6,243.50 a year.

2026 State Income Tax Brackets and Rates for All 50 US States

California has the highest top state income tax rate in the US in 2026 at 13.30%, 9 states tax no wages at all, and 15 charge a single flat rate.

Flat Tax US States in 2026: Rates, and Who Pays Less Than in Graduated States

15 US states tax wages at one flat rate in 2026, from 2.50% in Arizona to 5.30% in Idaho; on average they take 3.76% of a $50,000 salary against 4.30% in graduated states, and 3.85% of $500,000 against 5.84%.

Total State Tax on a Typical Household in Every US State, 2026

A typical US household pays $7,541 a year in state income, sales and property tax on average, 9.19% of income, ranging from 15.17% in New York to 4.18% in Wyoming.

Canada Personal Finance Statistics

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Canada 2026 TFSA, RRSP and FHSA Limits in One Table

In Canada for 2026 the TFSA limit is C$7,000, the RRSP dollar limit is C$33,810 and the FHSA allows C$8,000 a year up to C$40,000; someone eligible for a TFSA since 2009 who never contributed has C$109,000 of room.

TFSA vs RRSP in Canada: Which Leaves More at Every Tax Rate Pair

In Canada, an RRSP beats a TFSA only when your tax rate in retirement is lower than today: saving C$5,000 of pre-tax pay a year for 25 years at a 40% rate, the RRSP leaves C$27,432 more if you retire at 30%, but C$27,432 less if you retire at 50%.

Land Transfer Tax in Canada 2026: Ontario, Toronto and BC on C$500k to C$1M

On a C$1,000,000 home in Canada, a repeat buyer pays C$16,475 of land transfer tax in Ontario, C$18,000 in British Columbia and C$32,950 in Toronto, where the City charges a second tax of C$16,475 on top of the province.

First-Time Home Buyer Land Transfer Tax Rebates in Canada: Ontario, Toronto and BC Worked Out

A first-time buyer in Canada saves up to C$4,000 of land transfer tax in Ontario and C$8,475 in Toronto at any price, while BC waives the whole C$8,000 on a C$500,000 home but gives nothing once the price reaches C$860,000.

OAS Clawback 2026 in Canada: How Much You Lose at Each Retirement Income

Canada claws back OAS at 15% of net income above C$93,454: a retiree aged 65 to 74 with C$120,000 of income loses C$3,982 of their C$9,023.64 pension, and at C$153,612 the whole pension is gone.

CPP at 60 vs 65 vs 70 in Canada: Monthly Amounts and the Break-Even Age

Taking CPP at 60 instead of 65 in Canada cuts the pension by 36.0%, and waiting until 70 raises it by 42.0%; waiting from 60 to 65 pays off if you live past 73 and 11 months, and from 65 to 70 past 81 and 11 months.

UK Personal Finance Statistics

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UK Take-Home Pay 2026/27 From £30k to £150k, and the 60% Tax Trap Between £100k and £125,140

Between £100,000 and £125,140, a UK employee loses 62.0% of each extra pound to Income Tax and National Insurance in 2026/27, and keeps £9,553.20 of the £25,140 in that band.

UK Take-Home Pay 2026-27 by Salary: Monthly Pay From £20k to £150k in England and Scotland

On a £35,000 salary in 2026-27, UK take-home pay is £2,393.30 a month in England, Wales and Northern Ireland and £2,392.04 in Scotland; Scottish taxpayers keep less once pay passes £33,500.

UK Stamp Duty 2026: What First-Time Buyers, Home Movers and Second-Home Buyers Pay in England

On a £400,000 home in England in 2026, a first-time buyer pays £5,000 in stamp duty, a home mover £10,000 and a second-home or buy-to-let buyer £30,000.

UK Student Loan Repayments 2026-27: Monthly Cost on Plan 1, 2, 4, 5 and Postgraduate

On a £35,000 salary in 2026-27, UK student loan repayments are £60.75 a month on Plan 1, £42.11 on Plan 2, £9.04 on Plan 4 and £75.00 on Plan 5.

UK Inheritance Tax 2026-27: Nil-Rate Bands and the Tax on Estates From £300k to £3m

On a £1 million estate in 2026-27, UK Inheritance Tax is £200,000 for a single person leaving a home to their children and £0 for a widow or widower who inherited their late spouse's unused bands.

UK Dividend Tax 2026-27: What You Pay at Each Income Tax Band, and as a Company Director

In 2026-27 the same £5,000 of UK dividends costs a basic rate taxpayer £483.75 in tax, a higher rate taxpayer £1,608.75 and an additional rate taxpayer £1,770.75.

Australia Personal Finance Statistics

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Australia Take-Home Pay 2026-27: What A$50k to A$200k Leaves After Tax and Medicare Levy

In Australia for the 2026-27 income year, a A$100,000 salary leaves A$77,800 after income tax and the Medicare levy, or A$2,992.31 a fortnight, and every salary from A$50k to A$200k keeps between A$588 and A$738 more than in 2025-26.

Australia Stamp Duty by State: A$600k, A$800k and A$1M Homes in NSW, Victoria and Queensland

Stamp duty on a A$800,000 home in Australia ranges from A$21,850 in Queensland to A$43,070 in Victoria for an owner-occupier, while a first home buyer pays A$0 in New South Wales and A$43,070 in Victoria at the same price.

Australia Super Balance at 67 by Starting Age and Salary, From the 12% Super Guarantee

In Australia, a worker on A$90,000 who starts super at 25 with nothing and gets only the 12% employer contribution reaches about A$962,244 at 67 in today's dollars; starting at 35 leaves A$575,599, and starting at 45 leaves A$314,396.

HECS-HELP Repayments 2026-27 in Australia: What You Repay at Each Income and How Long It Takes

For 2026-27, HECS-HELP repayments in Australia start above A$69,528 of repayment income and reach A$4,571 a year at A$100,000; a A$50,000 debt takes 17 years to repay from a A$90,000 income and 5 years from A$150,000, and is not repaid within 30 years from A$75,000.

Medicare Levy Surcharge 2026-27 in Australia: Thresholds and What It Costs at Each Income

In Australia for 2026-27, a single person without private hospital cover pays the Medicare levy surcharge once income passes A$105,000: A$1,100 a year at A$110,000, A$1,750 at A$140,000 and A$3,000 at A$200,000.

Negative Gearing in Australia Worked Out: Tax Saved at A$60k to A$250k, and the 2027 Change

In Australia, a rental property losing A$11,000 a year saves A$3,520 of tax in 2026-27 for an investor on A$60,000 and A$5,170 for one on A$250,000; from 2027-28 an established property bought after 12 May 2026 saves nothing against salary at any income.

India Personal Finance Statistics

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India: New vs Old Tax Regime for Tax Year 2026-27, Which Is Better at Every Salary

In India for Tax Year 2026-27, the new regime is cheaper than the old one at every salary we tested from ₹10 lakh to ₹60 lakh, even with ₹4,25,000 of old-regime deductions; at ₹15 lakh you would need ₹5,43,750 of deductions just to break even.

India: Income Tax on a ₹10, 12, 15, 20, 25 and 50 Lakh Salary in Tax Year 2026-27

In India for Tax Year 2026-27, a ₹12 lakh salary pays no income tax under the new regime, ₹15 lakh pays ₹97,500 a year, ₹25 lakh pays ₹3,19,800 and ₹50 lakh pays ₹10,99,800, an effective rate of 22.0%.

India: Zero Income Tax Up to Which Income in Tax Year 2026-27? The Rebate and Standard Deduction Worked Out

In India for Tax Year 2026-27, a salary up to ₹12.75 lakh pays zero income tax under the new regime, against ₹12 lakh for income that is not salary and ₹7.75 lakh under the old regime even with 80C, 80D and NPS deductions maxed out.

India HRA Exemption by Rent and City Type: How Much Tax It Saves in Tax Year 2026-27

On a ₹15 lakh salary in India in Tax Year 2026-27, paying ₹25,000 a month in rent gives an HRA exemption of ₹2,40,000 in a metro and ₹2,40,000 elsewhere, saving ₹74,880 and ₹74,880 of old-regime tax, but the new regime at ₹97,500 is still cheaper.

India: HRA vs Home Loan, Which Saves More Tax at Common Rents and Loan Sizes in Tax Year 2026-27

On a ₹20 lakh salary in India in Tax Year 2026-27, HRA on metro rent saves up to ₹1,24,800 of old-regime tax and a home loan saves at most ₹62,400, because self-occupied interest is capped at ₹2,00,000; neither alone beats the new regime tax of ₹1,92,400.

India Capital Gains Tax on Shares and Mutual Funds, Tax Year 2026-27: STCG vs LTCG on Common Gains

In India for Tax Year 2026-27, a ₹5 lakh gain on shares or equity funds costs ₹1,00,000 in tax if sold within a year but ₹46,875 if held longer, because long-term gains are taxed at 12.5% after a ₹1.25 lakh yearly exemption against 20% for short-term.

Europe Personal Finance Statistics

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Germany Brutto-Netto 2026: Take-Home Pay at 10 Salaries, With Church Tax and Soli

In Germany a single employee on a €50,000 Brutto salary takes home €32,586 Netto in 2026 (65.2%), and on €100,000 €58,739 (58.7%); the solidarity surcharge only starts at €94,000.

Netherlands 30% Ruling 2026: What the Dutch Expat Tax Break Saves at Each Salary

In the Netherlands the 30% ruling saves an expat employee €11,355 a year in income tax on a €75,000 salary in 2026, €16,336 on €100,000 and at most €38,907, once the tax-free allowance reaches its €78,600 cap.

Netherlands Box 3 Tax 2026: What the Dutch Tax on Savings and Investments Costs

In the Netherlands, €250,000 held in savings costs €878 a year in Box 3 tax in 2026, but the same €250,000 in investments costs €4,118, because the notional return on investments is 4.7 times the savings rate.

Property Transfer Tax in Europe 2026: The Tax on a €400,000 Home in Every German Land and Six Other Countries

On a €400,000 home in Europe, transfer tax ranges from €4,000 in Ireland to €26,000 in the four German Länder with the top rate, and within Germany alone the bill varies by €12,000 depending on the Land.

Ireland Take-Home Pay 2026: Income Tax, USC and PRSI at 12 Salaries

In Ireland a single PAYE worker on €50,000 takes home €39,667 in 2026 after income tax, USC and PRSI (79.3%), and on €100,000 €64,569 (64.6%), with every euro above the USC top threshold taxed at 52.2%.

Sweden Net Salary by Kommun 2026: What the Same Pay Leaves You in 8 Cities

In Sweden, a SEK 45,000 monthly salary nets SEK 35,815 a month in Stockholm but SEK 34,883 in Örebro in 2026, a gap of SEK 11,185 a year from the kommunalskatt alone, among the 8 kommuner we compared.

International Comparisons

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Sending Money Abroad From the US: How Much of $500 Actually Arrives?

Of a $500 transfer, between $460.75 and $494.52 arrives in our five pricing scenarios, a gap of $33.77 per transfer, and a "no fee" transfer with a wide exchange-rate margin delivers only $480.00.

What $100,000 Is Really Worth in 23 Countries: Purchasing Power Parity, 2025

Converted at the market rate and spent in Egypt, $100,000 buys what $637,513 buys in the US; in Switzerland it buys only what $78,022 would, based on World Bank 2025 consumption PPPs.

VAT and GST Rates by Country in 2026: What Tax Adds to a Purchase in 18 Countries

Across 17 countries with a single national VAT or GST, the standard rate runs from 9% in Singapore to 25.5% in Finland, where tax makes up 20.3% of the price on the shelf.

Take-Home Pay by Country in 2026: What a Mid-Range Salary Leaves You in 16 Countries

On a mid-range salary, an employee keeps between 65.2% of gross pay in Germany and 82.1% in United States (Texas) after income tax and compulsory social contributions, across the 14 countries we could compare in full.

Capital Gains Tax by Country in 2026: The Tax on the Same Share Gain in 14 Countries

On the same-sized long-term gain from selling shares, the tax ranges from 9.9% of the gain in India to 35.4% in Denmark, across 14 countries in 2026.

Stamp Duty and Transfer Tax on the Same Home Price: US States vs the UK, Canada, Australia and Ireland

On a home priced at 500,000 in local currency, purchase tax runs from US$0 in Texas to 4.39% of the price in Victoria, Australia; England charges a home mover 3.00%, Ireland 1.00% and Toronto 2.59%.