23 Calculators

Retirement & FIRE

401(k) compounding, Roth conversions, safe withdrawal rates (SWR), RMD actuarial tables, and Social Security.

All Calculators

401(k) Retirement Calculator (with Employer Match & Compounding)

Calculate 401(k) retirement balance, compound growth, and employer match optimizations under 2026 IRS contribution limits.

Backdoor Roth IRA Pro-Rata Tax Calculator

Compute exact Pro-Rata Conversion metrics with full schedules and charts.

Barista FIRE Calculator (Supplemental Income Model)

Compute exact Barista Withdrawal metrics with full schedules and charts.

Coast FIRE Calculator (Target Milestone Capital)

Compute exact Coast Lump Sum metrics with full schedules and charts.

Dividend Reinvestment Calculator (DRIP Compounding)

Compute exact DRIP Yield on Cost metrics with full schedules and charts.

Dynamic Safe Withdrawal Rate Calculator (Guyton-Klinger)

Compute exact Guardrail SWR metrics with full schedules and charts.

Early Retirement Health Insurance & ACA Subsidy Calculator

Compute exact ACA Premium Credit metrics with full schedules and charts.

FIRE Calculator

Project your timeline to financial independence using closed-form real TVM equations, savings rates, and Safe Withdrawal Rate tiers.

Fixed Immediate Annuity Payout Calculator (SPIA)

Compute exact SPIA Monthly Cash Flow metrics with full schedules and charts.

HSA Triple-Tax Advantage Investment Calculator

Compute exact HSA Compounding metrics with full schedules and charts.

Inherited IRA 10-Year Rule Distribution Calculator

Compute exact 10-Year RMD metrics with full schedules and charts.

Medicare IRMAA Surcharge Calculator (Part B & Part D)

Compute exact IRMAA Surcharge metrics with full schedules and charts.

Mega Backdoor Roth 401(k) Calculator ($69k Limit)

Compute exact After-Tax 401k metrics with full schedules and charts.

Non-Qualified Deferred Compensation Calculator (NQDC)

Compute exact NQDC Tax Shield metrics with full schedules and charts.

Pension vs Lump Sum Buyout Calculator

Compute exact Actuarial Buyout metrics with full schedules and charts.

Reverse Mortgage HECM Principal Limit Calculator

Compute exact HECM Line of Credit metrics with full schedules and charts.

RMD Calculator (IRS Required Minimum Distributions)

Calculate mandatory IRS Required Minimum Distributions from Traditional IRAs and 401(k)s using the IRS Uniform Lifetime Table.

Roth IRA Calculator

Model 100% tax-free compound growth with 2026 IRS contribution ceilings ($7,000) and compare after-tax retirement income against Traditional IRAs.

Rule 72(t) SEPP Calculator (Early Penalty-Free Distributions)

Compute exact 72t SEPP Annuity metrics with full schedules and charts.

Social Security Break-Even Calculator

Actuarial comparison of Social Security claiming ages using official 2026 Period Life Tables and annual COLA compounding.

Social Security Taxation Calculator (Provisional Income)

Compute exact SS Taxable Benefit metrics with full schedules and charts.

Traditional IRA Deduction Limit Calculator

Compute exact IRA MAGI Deduction metrics with full schedules and charts.

Variable Annuity GMWB / GLWB Guarantee Calculator

Compute exact GLWB Guaranteed Floor metrics with full schedules and charts.