Personal Finance

Split after-tax monthly income into the 50/30/20 needs/wants/savings framework and compare against your actual spending.

ACA Subsidy Cliff Calculator (400% Federal Poverty Line) - math and vectors complete, content pending.

Alimony Tax Calculator (Pre-2019 vs Post-2018 Agreements) - math and vectors complete, content pending.

Estimate a national auto insurance premium range from vehicle value, coverage level, driving record, and state.

Child Support Estimate Calculator (Generic Income Shares Model) - math and vectors complete, content pending.

Converts a budget spent in one state into the budget needed for the same basket in another, using the MERIC composite index, with both states ranked nationally.

Calculate per-card and overall credit utilization ratio across up to 5 cards, mapped to standard FICO/VantageScore scoring-tier guidance.

Convert between currencies using a user-entered exchange rate, with an optional dealer bid/ask spread and its cost versus the mid-market rate.

Simulate debt snowball (smallest balance first) versus debt avalanche (highest rate first) month by month and compare total interest and payoff time.

Calculate your recommended monthly disability insurance benefit and compare it against your current policy to find any coverage gap.

Divorce Asset Split Calculator (After-Tax Equitable Division) - math and vectors complete, content pending.

Elder Care Cost Calculator (Home Care, Assisted Living and Nursing) - math and vectors complete, content pending.

Size your emergency fund target from essential expenses, measure the gap to current savings, and project time-to-fill with compounding interest.

Estimate the Student Aid Index using the official 2026-27 Formula A worksheet, not the retired pre-simplification EFC formula.

Financial Independence Ratio Calculator (Coverage and Years to FI) - math and vectors complete, content pending.

Project federal income tax and FICA savings from a Healthcare or Dependent Care FSA contribution, including 2026 IRS limits and use-it-or-lose-it forfeiture risk.

Convert dollar amounts between any two years from 1950-2024 using real, BLS-verified CPI-U annual average index values.

Indonesia BPJS Calculator (Kesehatan, JHT, JKK, JKM and JP Contributions)

Gross to net for an Indonesian salary, applying the TER rate to gross rather than to pay after BPJS, splitting the five BPJS programmes across their three different ceilings, and showing the final-period reconciliation that makes December unlike the other eleven months.

Indonesia Severance Pay Calculator (Pesangon, UPMK and UPH under PP 35/2021)

THR Keagamaan under Permenaker 6/2016, pro-rated as months of service over twelve rather than over the months worked, with the Article 4 contractual floor, the one-off 5% late payment fine, and the PPh 21 withheld in the THR month.

Inflation Calculator

Lifestyle Inflation Calculator (The Cost of Spending Your Raises) - math and vectors complete, content pending.

Look up a state's 2026 minimum wage, compute gross income from hours and weeks worked, and compare against the federal minimum and inflation-indexing status.

Moving Cost Calculator (Including the Cost-of-Living Differential) - math and vectors complete, content pending.

Sum cash, investments, retirement, real estate, and other assets against your liabilities to calculate net worth.

New Baby Cost Calculator (First Year, Ongoing Cost and the Childcare Cliff) - math and vectors complete, content pending.

Calculate weekly and annualized FLSA overtime pay, correctly folding non-discretionary bonuses into the regular rate of pay.

Find the annual vet bill at which pet insurance breaks even, and compare expected cost with vs. without insurance.

Philippines 13th Month Pay Calculator (PD 851, with the PHP 90,000 Tax Exclusion)

Philippines Net Salary Calculator (Gross to Take-Home After Tax, SSS, PhilHealth and Pag-IBIG)

Philippines Pag-IBIG Contribution Calculator (HDMF Membership Savings)

Philippines PhilHealth Contribution Calculator (Premium Rate, Income Floor and Ceiling)

Philippines SSS Contribution Calculator (15% Rate, MSC Bands, MPF Split)

Remittance Cost Calculator (Fees Plus the Hidden FX Spread) - math and vectors complete, content pending.

Compare total cost of renting versus buying over a chosen horizon, net of equity, appreciation, and the opportunity cost of the down payment.

Estimate recommended personal property, liability, and loss-of-use coverage for a renters insurance policy using standard III guidance.

Sabbatical Fund Calculator (What a Career Break Really Costs) - math and vectors complete, content pending.

Compute the actual after-tax take-home increase from a raise, factoring in federal tax bracket effects, FICA, and state income tax.

Savings Calculator

Savings Rate Calculator (Gross, Net and FI-Basis) - math and vectors complete, content pending.

Simple Interest Calculator

Sinking Fund Calculator (Save a Set Amount by a Set Date) - math and vectors complete, content pending.

Size a term life insurance need using the DIME method, with a full component breakdown and net-of-existing-coverage total.

Calculate tip amount, total bill, and per-person split (with or without tip) from a bill amount, tip percentage, and party size.

Turkey Severance Pay Calculator (Kidem Tazminati, With the Six-Monthly Ceiling)

Turkey Social Security Calculator 2026 (SGK Premiums, PEK Ceiling and Employer Discounts)

Compare net worth and income at risk against existing liability limits to find your umbrella insurance coverage gap.

Combine up to six VA disability ratings via the official Combined Ratings Table method and estimate 2026 monthly compensation by dependent status.

Wedding Budget Calculator (Fixed vs Per-Guest Cost) - math and vectors complete, content pending.

Weighted Average Cost of Debt Calculator (Pre-Tax and After-Tax) - math and vectors complete, content pending.