North Dakota Real Estate Transfer Tax Calculator

North Dakota imposes no real estate transfer tax at the state or county level, consistent with the broader pattern across the Northern Plains: neighboring Montana also charges nothing, while neighboring South Dakota splits from both by charging a flat 0.1% transfer fee. A North Dakota sale computes to $0.00 in transfer tax at any price.

County recorders still charge flat fees to file a deed, unaffected by the absence of a transfer tax. North Dakota's tax base includes substantial oil and gas production tax revenue from the Bakken formation in the western part of the state, part of a broader revenue mix that has never included a real estate transfer tax. There is no repeal history or constitutional bar behind the current $0 result, simply a legislature that has not created the tax.

This calculator still accepts a sale price for North Dakota so the effective-rate and net-proceeds outputs stay consistent with every other state in this platform; both will compute to 0.000% and the full sale price respectively, at any input.

North Dakota levies no real estate transfer tax at any level of government.

The engine reads North Dakota's hasTransferTax: false flag and returns zero without running the flat-rate or bracket path. Net proceeds equal the full sale price and the effective rate reads 0.000% at every price. Compared with Minnesota's 0.33% deed tax across the eastern border, a $400,000 sale in Fargo saves roughly $1,320 against the same sale in Moorhead.

North Dakota's result comes from a table lookup, and the steps show that rather than a multiplication by zero.

Step 1 -- The consideration. Contract sale price = $380,000

Step 2 -- The rate-table lookup. North Dakota's entry returns hasTransferTax: false, so no rate is applied.

Step 3 -- Transfer tax due. $0.00

Step 4 -- Net proceeds. $380,000.00 - $0.00 = $380,000.00

Step 5 -- The effective rate. $0.00 / $380,000 = 0.000%

Step 6 -- The luxury scenario, $1,500,000. Unchanged: $0.00 due, $1,500,000.00 net, 0.000% effective.

The calculator's vectors confirm the zero at $380,000, $1,500,000, $0 and $750,000, which is the point: this is a flat statutory absence rather than an exemption that runs out somewhere up the price range. North Dakota is the more striking case among its neighbours because Minnesota next door charges 0.33% and South Dakota charges 0.1%, so a Fargo seller and a Moorhead seller a few miles apart across the Red River face $0 and $1,254 respectively on the same $380,000 price. North Dakota county recorders charge per-page recording fees at closing, and a statement of full consideration is filed for assessment purposes without any tax attaching to it.

North Dakota levies no statewide real estate transfer tax, and the engine's table flags the state accordingly with a transfer tax flag of false and a rate of zero. Every row of the price sweep therefore returns the same figure, and the useful work here is proving it and naming what the zero leaves out.

The sweep returns nothing at every price. At the $380,000 baseline the transfer tax is $0.00 and net proceeds are the full $380,000.00. At $390,000 the tax is $0.00 and proceeds are $390,000.00. At $1,500,000 the tax is $0.00 and proceeds are $1,500,000.00. The effective rate output reads 0.000% at every one of those prices and the mansion tax output reads $0.00.

The marginal cost of the next unit is $0.00. Each additional $10,000 of North Dakota sale price adds nothing to the transfer tax line. There is no consideration anywhere in this calculator's accepted range, from $10,000 to $100,000,000, at which the North Dakota figure becomes positive.

The reverse question has no answer, and that is the answer. On a taxing state's page the useful inversion is the sale price behind a given fee. In North Dakota every price maps to the same $0.00, so net proceeds before the other closing costs simply equal the contract price. A seller modelling proceeds can drop the transfer tax line from the spreadsheet entirely.

Right method against wrong method. The error is importing a neighbouring rate. A seller reading a national closing-cost guide and applying a typical 0.2% to 2% transfer tax to a $380,000 North Dakota sale would budget somewhere between $760 and $7,600 for a charge that does not exist. The correct North Dakota figure is $0.00 at every price, and the engine will not produce any other number.

What a North Dakota closing still costs. County recorder filing fees are charged per instrument and per page, unrelated to consideration, and appear in no figure on this page. Neither do title insurance premiums, settlement or closing agent fees, or the real estate commission, which is normally the largest single cost at a North Dakota closing by a wide margin. North Dakota does require a statement of full consideration to be filed with the recorder on most conveyances; that is a reporting obligation, not a tax, and nothing on this page computes it.

• County recorder fees. North Dakota county recorders charge a flat fee per document to file the deed, unrelated to sale price and not a transfer tax.
• Title insurance and closing fees. These are set by title companies and closing agents and are typically a percentage of sale price, but they are not government transfer taxes.
• Real estate commissions. Agent commissions are negotiated separately and are usually the largest single cost at closing.
• Property tax proration. North Dakota buyers and sellers typically prorate the current year's property tax at closing, which this calculator does not compute.
• Future legislative changes. Transfer tax law can change at any time by legislative action; always confirm current law with the North Dakota Office of State Tax Commissioner before closing.

• Assuming every state charges a transfer tax. Generic national closing-cost estimators sometimes apply an average rate that does not exist in North Dakota, inflating the estimate.
• Confusing transfer tax with property tax. North Dakota does assess annual property tax on real estate, which is a completely separate, ongoing obligation from a one-time transfer tax.
• Assuming farmland transfers are taxed differently. North Dakota's lack of a transfer tax applies equally to residential, commercial, and agricultural land transfers; none of them triggers a state transfer tax.
• Overlooking the recorder's fee as if it were the transfer tax. The flat recording fee is real but small and unrelated to sale price.
• Assuming a zero-cost closing overall. No transfer tax does not mean no closing costs; title, escrow, and commission costs still apply in every North Dakota transaction.

• North Dakota Office of State Tax Commissioner, statutory tax listing. tax.nd.gov

Also consulted: National Association of Realtors (NAR), State & Local Issues: Real Estate Transfer Tax summary.