Mississippi Real Estate Transfer Tax Calculator

Mississippi imposes no real estate transfer tax at the state or county level, even though it borders three states that do: Alabama at 0.1%, Tennessee at 0.37%, and Arkansas at 0.33%. Only its western neighbor Louisiana shares Mississippi's no-tax status among its immediate borders. A Mississippi sale computes to $0.00 in transfer tax at any price, from a Gulf Coast condo to a Delta farm.

The absence of a transfer tax in Mississippi is a straightforward legislative choice rather than a constitutional restriction or a repealed predecessor tax; the state has simply never enacted one. Chancery clerks still charge flat recording fees to file a deed, and Mississippi's ad valorem property tax, assessed and billed annually rather than at the moment of sale, carries more of the state and local revenue weight in real estate than a one-time transfer charge would.

This calculator still returns a full set of outputs for Mississippi so the state can be compared directly against its taxed neighbors; effective rate reads 0.000% and net proceeds equal the full sale price at every price point entered.

Mississippi authorizes no real estate transfer tax, at state level or below it.

The engine looks Mississippi up in the statutory rate table, reads hasTransferTax: false, and returns zero with net proceeds equal to the full sale price. This is not a bracket that happens to start at zero or an artifact of rounding. It is a statutory fact: Mississippi law does not create a transfer tax on a residential sale for the state or for any county to collect.

There is no rate schedule for Mississippi, so the worked example is the lookup itself.

Step 1 -- The consideration. Contract sale price = $380,000

Step 2 -- The rate-table lookup. Mississippi's entry returns hasTransferTax: false. No bracket is walked and no rate is applied.

Step 3 -- Transfer tax due. $0.00

Step 4 -- Net proceeds. $380,000.00 - $0.00 = $380,000.00

Step 5 -- The effective rate. $0.00 / $380,000 = 0.000%

Step 6 -- The luxury scenario, $1,500,000. Same result at nearly four times the price: $0.00 due, $1,500,000.00 net, 0.000% effective.

The zero in Step 3 is a statutory fact rather than a rounding artefact or a bracket that happens to begin above residential prices. Neither the state nor any Mississippi county collects a percentage-of-price tax on a deed. That has practical weight on the Gulf Coast, where Harrison and Hancock County waterfront prices reach well past the Step 6 figure and where a comparable Florida sale would owe 0.7% in documentary stamps, or $10,500 on the same $1,500,000. Mississippi chancery clerks charge recording fees per instrument, and those are flat charges rather than a tax on consideration, so they do not appear in the calculation above and do not scale with the price you enter.

There is no threshold to walk here and no marginal rate to price, because every row of the sweep returns the same figure. The honest content is what that zero is worth against neighbouring states, and what a Mississippi closing does still cost.

The marginal cost of the next unit is zero, and stays zero. The engine returns $0.00 at $10,000, at $250,000, at $380,000, at $500,000, at $1,000,000 and at $1,500,000, with net proceeds equal to the full price at every one of them and an effective rate of 0.000% throughout. Raising a Mississippi sale price by $10,000 raises the transfer tax by exactly $0.00, which is the only marginal figure in this entire family of calculators that does not depend on the price entered.

The reverse question has no answer, which is the point. In Alabama or Tennessee a seller can ask what price keeps the deed tax under a target; in Mississippi the question does not arise, because the tax is zero at all prices. The comparison that does have an answer is across the state line. On the calculator's $380,000 baseline, the same sale would owe roughly $380 in Alabama at $0.10 per $100, about $1,406 in Tennessee at 0.37%, and $2,660 in Florida at 0.70% documentary stamps. On the $1,500,000 scenario those become roughly $1,500, $5,550 and $10,500 against Mississippi's $0.00.

Where the money actually goes in a Mississippi closing. Chancery clerks charge per-instrument recording fees, flat amounts set per document rather than as a percentage of consideration, so they do not appear in the sweep and do not scale with the price entered. The two costs that do scale with price in Mississippi are the owner's title insurance premium and the real estate commission, neither of which this calculator models, and both of which are ordinarily an order of magnitude larger than the transfer tax a bordering state would have charged.

What the engine is actually asserting. The zero comes from a hasTransferTax: false flag in the statutory table, not from a rate of 0.0000 multiplied through. The function returns before any bracket walk or rate lookup happens, which is why baseTransferTax and mansionTax are both $0.00 rather than being computed and summed to zero. If Mississippi were ever to enact a transfer tax, this page's figures would not gradually drift; they would change the moment the flag did.

• County recording fees. Mississippi's chancery clerks charge a per-page or flat recording fee to file the deed, which is a legitimate closing cost even though it is not a transfer tax.
• Mortgage recording tax. If the buyer finances the purchase, Mississippi imposes a separate tax on recording the deed of trust securing the new mortgage; this is unrelated to the sale price and is not modeled here since it depends on loan amount, not property value.
• Title insurance and closing agent fees. These are standard Mississippi closing costs, typically among the larger line items on a Mississippi closing statement, but they are market-rate fees rather than government taxes.
• Possible future legislation. State legislatures can and occasionally do introduce transfer tax bills; this calculator reflects Mississippi law as verified for the 2026 tax year and would need to be updated if that changes.

• Assuming a "typical" state transfer tax applies by default. Because most states do charge some form of transfer tax, people relocating to or from Mississippi sometimes budget for a cost that does not actually exist here.
• Confusing the transfer tax with the mortgage recording tax. Mississippi's mortgage recording tax applies to the loan amount when a mortgage is recorded, which is a real cost for financed purchases, but it is a fundamentally different tax from a transfer tax on the sale price.
• Overlooking recording fees entirely. While there is no transfer tax, Mississippi closings still involve modest per-document recording fees charged by the county chancery clerk.
• Assuming zero transfer tax means a uniformly cheap closing. Title insurance rates, attorney involvement customs, and other closing costs in Mississippi are set independently of the absence of a transfer tax and should be budgeted for separately.

• Mississippi Department of Revenue, the official state tax authority. dor.ms.gov

Also consulted: NAR (National Association of Realtors) State & Local Issues: Real Estate Transfer Tax summary.