Europe Personal Finance Statistics 2026
Net salary, income tax, wealth tax and property purchase taxes compared across European countries for 2026, from Germany and France to Sweden and Switzerland.
Around the World
Germany Brutto-Netto 2026: Take-Home Pay at 10 Salaries, With Church Tax and Soli
In Germany a single employee on a €50,000 Brutto salary takes home €32,586 Netto in 2026 (65.2%), and on €100,000 €58,739 (58.7%); the solidarity surcharge only starts at €94,000.
Netherlands 30% Ruling 2026: What the Dutch Expat Tax Break Saves at Each Salary
In the Netherlands the 30% ruling saves an expat employee €11,355 a year in income tax on a €75,000 salary in 2026, €16,336 on €100,000 and at most €38,907, once the tax-free allowance reaches its €78,600 cap.
Netherlands Box 3 Tax 2026: What the Dutch Tax on Savings and Investments Costs
In the Netherlands, €250,000 held in savings costs €878 a year in Box 3 tax in 2026, but the same €250,000 in investments costs €4,118, because the notional return on investments is 4.7 times the savings rate.
Property Transfer Tax in Europe 2026: The Tax on a €400,000 Home in Every German Land and Six Other Countries
On a €400,000 home in Europe, transfer tax ranges from €4,000 in Ireland to €26,000 in the four German Länder with the top rate, and within Germany alone the bill varies by €12,000 depending on the Land.
Ireland Take-Home Pay 2026: Income Tax, USC and PRSI at 12 Salaries
In Ireland a single PAYE worker on €50,000 takes home €39,667 in 2026 after income tax, USC and PRSI (79.3%), and on €100,000 €64,569 (64.6%), with every euro above the USC top threshold taxed at 52.2%.
Sweden Net Salary by Kommun 2026: What the Same Pay Leaves You in 8 Cities
In Sweden, a SEK 45,000 monthly salary nets SEK 35,815 a month in Stockholm but SEK 34,883 in Örebro in 2026, a gap of SEK 11,185 a year from the kommunalskatt alone, among the 8 kommuner we compared.
Switzerland Income Tax by Canton 2026: The Same Income Taxed in Zug, Zurich, Geneva and Three More
In Switzerland a single person with CHF 100,000 of taxable income pays CHF 10,009 in income tax in Zug but CHF 23,684 in Basel-Stadt in 2026, a gap of CHF 13,675 a year for the same income.
Spain Autónomo vs Employee 2026: Who Keeps More on the Same Earnings
In Spain, on €60,000 of earnings an employee in Madrid keeps €42,184 in 2026 and an autónomo keeps €40,487, €1,697 less, because the autónomo pays a cuota of €6,547 where the employee pays €3,900 of social security.
France Income Tax and Social Charges 2026: Brut to Net at Common Salaries
In France an employee loses about 20.8% of gross salary to social charges in 2026, so €3,000 brut a month is €2,374.79 net before income tax; income tax then adds €6,604 for a single person on €45,000 of taxable income.
Wealth Taxes in Europe 2026: France IFI, Spain, Switzerland and Netherlands Box 3 on the Same Net Worth
On €2 million of net worth held the same way, Europe's wealth taxes range from nothing in France (IFI) and Madrid to €5,490 under Spain's state rules and €25,704 in the Netherlands' Box 3 in 2026; in Swiss francs, Zug charges CHF 3,578.
Net Salary on €50,000 in Europe, 2026: Germany, France, Spain, the Netherlands, Italy, Portugal and Poland
On a €50,000 salary a single employee keeps €39,140 in the Netherlands, €36,190 in Madrid, €35,370 in France, €33,064 in Portugal and €32,586 in Germany after income tax and compulsory contributions, a gap of €6,554 a year.
Poland Net Salary in 2026: Take-Home Pay and the Under-26 Tax Relief at Seven Salaries
In Poland a worker under 26 on an employment contract pays no PIT until gross pay reaches about PLN 123,772 a year; the under-26 relief saves PLN 6,395 a year on PLN 100,000 and PLN 23,617 on PLN 250,000.
Inheritance Tax in Europe by Heir: What a Child, Sibling, Nephew or Friend Pays on €500,000 in 2026
On €500,000 left to one heir, France charges an adult child €78,194 but an unrelated friend €299,044; in Germany the same gap runs from €9,350 to €139,500, while Italy charges €0 and €40,000.
Property Purchase Tax in Europe on a €300,000 Home, and How It Changes up to €2 Million (2026)
On a €300,000 home in Europe, purchase tax runs from €3,000 in Ireland to €19,500 in the 4 German Länder with the highest rate; by €2,000,000 the costliest is Brussels at €250,000, ahead of Portugal at €166,000.